Create SEPA orders for documents
Questions:
- How can I create SEPA direct debits?
- How can I create SEPA transfers?
- How do I generate the SEPA XML file?
Description:
This guide explains how to generate SEPA XML files for collecting direct debits and issuing credit transfers. You will learn how to select eligible unpaid bills and create the transfer files to process payments or refunds with your bank. Generating these files correctly ensures that your payments and log entities are tracked properly.
Solution:
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Open the SEPA Interface - Open the SEPA direct debit UI in your administration dashboard.
Order Management -> Manage Receipts -> SEPA Direct Debit
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Verify Eligible Bills
Verify that your eligible, unpaid bills are listed on the screen.
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Generate the Debit Transfer File - Select the bills you wish to collect and generate the Debit Transfer File.
Order Management -> Manage Receipts -> SEPA Direct Debit
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Generate the Credit Transfer File
Order Management -> Manage Receipts -> SEPA Transfer
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Verify the XML File Content
Open the downloaded .xml file to check the data. For direct debits, verify that your Creditor ID, company IBAN, customer Mandate Reference, and Signing Date are accurate. Credit transfers do not require a Creditor ID or Mandate information because you are simply pushing money to the user.
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Confirm Payment Logging
Ensure that the system creates the appropriate payment entities to mark the bills as paid. The log should show "SEPA" in the description.
Tips and Tricks:
Pro-Tips:
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When verifying your direct debit XML file, ensure the total amount exactly matches the selected bills' outstanding amounts.
Warnings:
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Ensure you use the Credit Transfer generation specifically for payout bills, as it properly formats the XML without requiring direct debit credential details.